Week 15 Reading Reflection

1. Throughout this reading, what stood out to me the most as different from my expectations was the section that explained how many households live on such a small amount of money. There are approximately 750 million households that live on less than two dollars a day. I did not ever think that this many people could survive on such a small amount of money, and it was hard to learn that so many people have to do so. 
2. Initially, I did not understand the concept of adopting a profit-centered approach in order to attain commercial capital. Essentially, this is the idea that a non-profit business should approach the market with a profit-based mindset in order to reach the amount of commercial capital, which is necessary to be able to give back those who need it. I think that this is probably pretty difficult for most small businesses to be able to do, but I understand the idea behind it.
3. If I could ask the author any two questions, I would ask him whether or not he would start his business all over again if he had to start from scratch, and I would ask him if he would change anything about his business if he had the opportunity to do it all again. I think that these questions would help me understand how passionate he really is about his business, and I think it would be a good retrospective question for the author. 
4. Overall, I did not come across anything in this article that I did not agree with or thought was wrong. I really like the ideas and explanations that the author put forth, and it definitely helped me gain a better understanding of microfinance.